jbm@fe.unpad.ac.id
EVI SISTIYARINI:

An initial review of "DETERMINAN KREDIT BERMASALAH PADA BANK DEVISA  DI INDONESIA" has made it clear that this submission does not fit within the scope and focus of Jurnal Bisnis dan Manajemen (article must be in English and author must follow the ourguidline). You may download the template in this journal. 

I recommend that you consult the description of this journal under About, as well as its current contents, to learn more about the work that we publish. You might also consider submitting this manuscript to another, more suitable journal.

Yudi Azis
SCOPUS ID: 36705674300, Universitas Padjadjaran
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Jurnal Bisnis dan Manajemen
http://journal.feb.unpad.ac.id/index.php/jbm