jbm@fe.unpad.ac.id
Dear Elly Lestari:

Thank you for submitting an article to JBM. An initial review of "PERSONAL FINANCIAL MANAGEMENT OF UNITRI STUDENTS IN MALANG CITY ASSESSED FROM THE ASPECT OF SPIRITUAL INTELLIGENCE AND HEDONISM LIFESTYLE WITH FINANCIAL LITERATION AS INTERVENING VARIABLES" has made it clear that this submission does not fit within the scope and focus of Jurnal Bisnis dan Manajemen. I recommend that you consult the description of this journal under About, as well as its current contents, to learn more about the work that we publish. You might also consider submitting this manuscript to another, more suitable journal.

Prof. Yudi Azis
SCOPUS ID: 36705674300, Universitas Padjadjaran
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Jurnal Bisnis dan Manajemen
http://journal.feb.unpad.ac.id/index.php/jbm