<p>Khaira Amalia Fachrudin, completed a bachelor's degree in accounting from the Universitas Sumatera Utara in 1996, completed a Master of Business Administration Programme from Universiti Kebangsaan Malaysia in 1999, and completed a doctoral degree in the area of finance from Brawijaya University in 2007 . Currently, she has a position as associate professor  at the Faculty of Economics and Business, Universitas Sumatera Utara</p>