Choi, S. (2018b). What promotes smartphone-based mobile commerce? Mobile- specific and self-service characteristics. Internet Research, 28(1), 105–122. https://doi.org/10.1108/IntR-10-2016-0287 
Ismail. (2016). Intention to Use Smartphone Through Perceived Compatibility, Perceived Usefulness, and Perceived Ease of Use. 
Jamshidi, D., & Hussin, N. (2016). Forecasting Patronage Factors of Islamic Credit Card as a New E-Commerce Banking Service. Journal of Islamic Marketing, 378-404.
Loanata, T., & Tileng, K. G. (2016). Pengaruh Trust dan Perceived Risk Pada Intention to Use manggunakan Tecnology Acceptance Model (Studi Kasus Pada Situs E-Commerce Traveloka). JUISI, 64-73. 
Oentario, Y., Harianto, A., & Irawati, J. (2017). Pengaruh Usefulness, Ease Of Use, Risk Terhadap Intention to Buy Online Patisserie Melalui Consumer Atitude Berbasis Media Sosial di Surabaya. Vol. 11, No. 1 April. 
Nangi, I. Y., & Sukaatmadja, G. I. (2015). Pengaruh Plikasi TAM dan Kepercayaan Terhadap Minat Mahasiswa Membeli Ulang Menggunakan E-Commerce Dalam Pembelian Produk Pakaian dan Aksesoris. Vol. 4, No.7. 
Patel, K. J., & Patel, H. J. (2018). Adaption of Interest Banking Services in Gujarat. International Journal of Book Marketing, 147-169. 
Setiawan, A., & Sulistiowati, L. H. (2017). Penerapan Modifikasi Tecnology Acceptance Model (TAM) Dalam E-Business. Vol. 10 No.2 September.
Zhou, W., Tsiga, Z., Li, B., Zheng, S., & Jiang, S. (2018). What Influence Users E-Finance Continuance Intention? The Moderating Role of Trust. Industrial Management & Data System, 1647-1670.Afiana, F. N., Subarkah, P., & Hidayat, A. K. (2019). Analisis Perbandingan Metode TAM dan Metode UTAUT 2 dalam Mengukur Kesuksesan Penerapan SIMRS pada Rumah Sakit Wijaya Kusuma DKT Purwokerto. MATRIK : Jurnal Manajemen, Teknik Informatika Dan Rekayasa Komputer, 19(1), 17–26. https://doi.org/10.30812/matrik.v19i1.432