The following message is being delivered on behalf of Jurnal Bisnis dan Manajemen.
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Mrs Ni Nyoman Sawitri:

We have reached a decision regarding your submission to Jurnal Bisnis dan Manajemen, "Discrete Time Hazard Model  with Interest Rate for Default Forecast: A Study of  Post-2008-Crises In Indonesian Listed Insurance Companies".

Our decision is to: Accept Submission

Mr. Egi Firmansyah
Department of Management and Business Unpad
egi.firmansyah@unpad.ac.id
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Jurnal Bisnis dan Manajemen
http://journal.feb.unpad.ac.id/index.php/jbm