jbm@fe.unpad.ac.id
Dear authors,
Before we proceed your manuscript to our reviewers, some improvements  are required to be made as follows:
- All transliterated Arabic words must be in italic.
- Some English errors are still found, we highlighted some.
- No sufficient previous studies discussed in the Introduction. Thus, the research gap is not clearly stated. This is crucial.

Thanks
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Jurnal Bisnis dan Manajemen
http://journal.feb.unpad.ac.id/index.php/jbm