jbm@fe.unpad.ac.id
Dear Prof. Mokhamad Anwar:

I believe that you would serve as an excellent reviewer of the manuscript, "Cost Efficiency in Banking Industry," which has been submitted to Jurnal Bisnis dan Manajemen. The submission's abstract is inserted below, and I hope that you will consider undertaking this important task for us.

Please log into the journal web site by 2022-01-25 to indicate whether you will undertake the review or not, as well as to access the submission and to record your review and recommendation.

The review itself is due 2022-02-01.

Submission URL: http://journal.feb.unpad.ac.id/index.php/jbm/reviewer/submission/122?key=ACCESS_KEY

Thank you for considering this request.

Egi Arvian Firmansyah
SCOPUS ID: 57216978125, Universitas Padjadjaran
egi.firmansyah@unpad.ac.id



"Cost Efficiency in Banking Industry"

Abstract

This paper aims to analyse cost efficiency in conventional banking. The data for this study consist of 23 banks in Indonesia period 2009-2017. Technical efficiency scores are calculated using the Stochastic Frontier Approach (SFA) model. Cost efficiency are from variable input and output.  The result show that foreign exchange banks are most cost-efficient. State-owned banks are not necessarily efficient banks. Then, bank efficiency determined by labour cost and interest cost. Higher labour cost and interest cost will increase total cost in conventional banking. So, banks tend to be less efficient. This study has not included outside variables such as macroeconomic indicators and financial banking ratios. The results of this paper will be useful for banking industry to increase the cost efficiency by controlling labour cost and interest cost.
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Jurnal Bisnis dan Manajemen
http://journal.feb.unpad.ac.id/index.php/jbm