jbm@fe.unpad.ac.id
Dear Dr. Yudi Ahmad Faisal:

I believe that you would serve as an excellent reviewer of the manuscript, "THE EFFECT OF SELF-EFFICACY AND SHARIA FINANCIAL LITERATION THROUGH INNOVATION OF BUSINESS MODELS TO SMESPERFORMANCE," which has been submitted to Jurnal Bisnis dan Manajemen. The submission's abstract is inserted below, and I hope that you will consider undertaking this important task for us.

Please log into the journal web site by 2020-10-03 to indicate whether you will undertake the review or not, as well as to access the submission and to record your review and recommendation.

The review itself is due 2020-10-10.

Submission URL: http://journal.feb.unpad.ac.id/index.php/jbm/reviewer/submission/87?key=ACCESS_KEY

Thank you for considering this request.

Egi Arvian Firmansyah
SCOPUS ID: 57216978125, Universitas Padjadjaran
egi.firmansyah@unpad.ac.id



"THE EFFECT OF SELF-EFFICACY AND SHARIA FINANCIAL LITERATION THROUGH INNOVATION OF BUSINESS MODELS TO SMESPERFORMANCE"

Abstract

SMEs have made a major contribution to the national economy, but Pandemic covid-19 made the decline of SMEs which directly affected the economy in Indonesia. The purpose of this research focus to explore the innovation of business models the novelty of the research model in the business model of innovation research models is to include the variable self-efficacy. This research emphasizes self-efficacy and Islamic financial literacy as independent variables, business model innovation as an intermediate model and business performance variables as dependent variables, with the focus of research on MSMEs. This quantitative study uses partial least square structural equation modeling (PLS-SEM) and a questionnaire survey to analyze the 40 Street Vendors which is categorized as MSMEs around Unisba. In the initial stages, the Questionnaire was tested with the Validity and Reliability test. In the PLS-SEM analysis, the validity of the indicators / items forming latent variables is based on the significance value of t arithmetic obtained from the loading factor value divided by the standard error. After being collected, the data is then processed and analyzed. The analytical method used in this study is the simultaneous equation model, namely Partial Least Square (PLS). The statistical tool used to test the hypothesis is Smart PLS. The results showed that self-efficacy and Islamic financial literacy through business model innovation, had a positive effect on UMKM business performance simultaneously or partially.
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Jurnal Bisnis dan Manajemen
http://journal.feb.unpad.ac.id/index.php/jbm