jbm@fe.unpad.ac.id
I am writing to submit our manuscript entitled, ANALYSIS OF FACTORS INFLUENCING INTENSITY USE OF MOBILE BANKING ISLAMIC BANK for publication in Jurnal Bisnis dan Manajemen at Universitas Padjajaran. This manuscript describes original work and is not under consideration by any other journal. All authors approved the manuscript and this submission. Thank you for receiving our manuscript and considering it for review. We appreciate your time and look forward to your response.

Best Regards,
Sutarminingsih
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Jurnal Bisnis dan Manajemen
http://journal.feb.unpad.ac.id/index.php/jbm