jbm@fe.unpad.ac.id
Dear authors,

We have reached a decision regarding your submission to Jurnal Bisnis dan Manajemen, "THE EFFECT OF SELF-EFFICACY AND SHARIA FINANCIAL LITERATION THROUGH INNOVATION OF BUSINESS MODELS TO SMESPERFORMANCE".

Our decision is: Resubmit with the following revisions
- Add abstract in Bahasa  Indonesia
- Insert Figure (it is missed in the manuscript)
- Revise the English, primarily in the abstract since we see many errors.

Thank you.

Egi Arvian Firmansyah
SCOPUS ID: 57216978125, Universitas Padjadjaran
egi.firmansyah@unpad.ac.id
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Jurnal Bisnis dan Manajemen
http://journal.feb.unpad.ac.id/index.php/jbm